UPST Earnings
Tuesday, May 05 2026
EPS Estimate
$0.43
$0.29 – $0.53
Revenue Estimate
$302M
Current Price
$34.86
Our Position
bullish · highUpstart nets $3.9M insider buy amid undervaluation
structured data
est. revisions stable
The insider buy and strong fundamentals highlight undervaluation and potential for a rebound despite recent heavy market sell-off and high short interest of 33%.
Watch: Watching May 5 earnings for guidance on sustaining profitability and AI-driven loan growth momentum.
Data Signal Summary
1 bullish
2 bearish
Estimates up +4%
Insider selling cluster
Price downtrend
Key Context
Insider Activity
selling
Price Trend
downtrend
From 52w High
0.0%
P/E Ratio
65.6
Est. Revisions (30d)
+4.0% 1up/5dn
Analyst Target (mean)
$44 $20–$80 +26%
Options P/C Ratio
0.74 1C/1P unusual
Est. Dispersion
55% 7 analysts
Insider Cluster
strong sell (officer)
Fund Convergence
strong Citadel, D.E. Shaw, Two Sigma
Recent Activity
insider trades
132 transactions
Sell
·
DARLING SCOTT L (Officer)
·5,000 shares
·$400,210
Sell
·
MIRGORODSKAYA NATALIA (Officer)
·390 shares
·$10,148
Award
·
DARLING SCOTT L (Officer)
·24,668 shares
Award
·
DATTA SANJAY (President)
·61,670 shares
Award
·
MIRGORODSKAYA NATALIA (Officer)
·9,375 shares
127 more
Sell
·
MIRGORODSKAYA NATALIA
·866 shr
·$24,932
Sell
·
DARLING SCOTT L
·6,868 shr
·$205,192
Sell
·
DATTA SANJAY
·7,982 shr
·$238,375
Sell
·
MIRGORODSKAYA NATALIA
·633 shr
·$18,925
Exercise
·
DARLING SCOTT L
·7,564 shr
·$99,996
Award
·
COOPER KERRY WHORTON
·1,459 shr
Award
·
O'KELLY CIARAN
·1,168 shr
Award
·
BERNARD PETER
·834 shr
Sell
·
DARLING SCOTT L
·1,000 shr
·$50,000
Exercise
·
DARLING SCOTT L
·1,000 shr
·$13,220
Sell
·
DARLING SCOTT L
·7,392 shr
·$369,600
Exercise
·
DARLING SCOTT L
·2,000 shr
·$26,440
Sell
·
COOPER KERRY WHORTON
·1,500 shr
·$75,000
Sell
·
MIRGORODSKAYA NATALIA
·762 shr
·$29,649
Sell
·
DARLING SCOTT L
·7,723 shr
·$282,480
Sell
·
DATTA SANJAY
·13,624 shr
·$498,323
Sell
·
MIRGORODSKAYA NATALIA
·821 shr
·$30,063
Exercise
·
MIRGORODSKAYA NATALIA
·6,900 shr
·$245,502
Buy
·
GU PAUL
·100,000 shr
·$3,922,800
Sell
·
DARLING SCOTT L
·1,000 shr
·$55,012
Sell
·
DARLING SCOTT L
·1,000 shr
·$54,640
Sell
·
DARLING SCOTT L
·1,000 shr
·$70,010
Sell
·
GIROUARD DAVID
·41,667 shr
·$2,705,545
Exercise
·
GIROUARD DAVID
·41,667 shr
·$34,584
Sell
·
DARLING SCOTT L
·4,000 shr
·$277,654
Exercise
·
DARLING SCOTT L
·4,000 shr
·$52,880
Sell
·
COOPER KERRY WHORTON
·500 shr
·$34,605
Sell
·
GU PAUL
·5,000 shr
·$343,059
Exercise
·
GU PAUL
·5,000 shr
·$31,700
Sell
·
MIRGORODSKAYA NATALIA
·1,439 shr
·$99,593
Sell
·
DARLING SCOTT L
·6,402 shr
·$435,336
Sell
·
MIRGORODSKAYA NATALIA
·1,389 shr
·$95,183
Exercise
·
MIRGORODSKAYA NATALIA
·365 shr
·$9,454
Sell
·
DARLING SCOTT L
·6,853 shr
·$419,158
Sell
·
DATTA SANJAY
·13,473 shr
·$823,452
Sell
·
MIRGORODSKAYA NATALIA
·1,079 shr
·$65,944
Sell
·
GIROUARD DAVID
·41,667 shr
·$2,636,434
Sell
·
DARLING SCOTT L
·4,000 shr
·$313,806
Sell
·
MIRGORODSKAYA NATALIA
·365 shr
·$28,457
Sell
·
GIROUARD DAVID
·41,667 shr
·$3,127,831
Exercise
·
DARLING SCOTT L
·5,000 shr
·$66,100
Sell
·
MIRGORODSKAYA NATALIA
·4,000 shr
·$320,270
Exercise
·
MIRGORODSKAYA NATALIA
·4,000 shr
·$103,600
Sell
·
DARLING SCOTT L
·7,000 shr
·$477,296
Exercise
·
DARLING SCOTT L
·7,000 shr
·$92,540
Sell
·
MIRGORODSKAYA NATALIA
·6,533 shr
·$457,675
Exercise
·
MIRGORODSKAYA NATALIA
·6,533 shr
·$157,756
Sell
·
GIROUARD DAVID
·41,667 shr
·$2,501,983
Exercise
·
GU PAUL
·25,000 shr
·$95,000
Sell
·
DARLING SCOTT L
·3,000 shr
·$180,000
Exercise
·
DARLING SCOTT L
·3,000 shr
·$39,660
Sell
·
GIROUARD DAVID
·41,667 shr
·$2,504,524
Sell
·
DARLING SCOTT L
·7,383 shr
·$369,166
Sell
·
COOPER KERRY WHORTON
·500 shr
·$23,460
Award
·
HUBER JEFFREY T
·4,314 shr
Award
·
TERRY HILLIARD C III
·4,314 shr
Award
·
COOPER KERRY WHORTON
·4,314 shr
Award
·
HENTGES MARY M.
·4,314 shr
Award
·
O'KELLY CIARAN
·4,314 shr
Award
·
BERNARD PETER
·1,099 shr
Sell
·
MIRGORODSKAYA NATALIA
·1,340 shr
·$59,215
Sell
·
DARLING SCOTT L
·6,732 shr
·$316,246
Sell
·
DATTA SANJAY
·13,512 shr
·$634,674
Sell
·
MIRGORODSKAYA NATALIA
·764 shr
·$35,874
Sell
·
DARLING SCOTT L
·2,000 shr
·$100,427
Award
·
MIRGORODSKAYA NATALIA
·6,970 shr
Exercise
·
GU PAUL
·36,226 shr
·$653,640
Sell
·
DARLING SCOTT L
·17,507 shr
·$1,145,544
Exercise
·
DARLING SCOTT L
·9,564 shr
·$126,436
Sell
·
COOPER KERRY WHORTON
·500 shr
·$34,045
Award
·
DARLING SCOTT L
·14,666 shr
Other
·
DARLING SCOTT L
·750 shr
Award
·
GU PAUL
·29,331 shr
Award
·
DATTA SANJAY
·29,331 shr
Sell
·
MIRGORODSKAYA NATALIA
·1,309 shr
·$90,321
Sell
·
DARLING SCOTT L
·4,794 shr
·$378,934
Sell
·
GU PAUL
·12,007 shr
·$948,826
Sell
·
GIROUARD DAVID
·4,524 shr
·$357,444
Sell
·
DATTA SANJAY
·16,070 shr
·$1,269,865
Sell
·
MIRGORODSKAYA NATALIA
·794 shr
·$62,746
Award
·
BERNARD PETER
·2,983 shr
Sell
·
GIROUARD DAVID
·41,667 shr
·$3,526,908
Exercise
·
GU PAUL
·24,066 shr
·$166,500
Sell
·
GIROUARD DAVID
·41,667 shr
·$2,608,236
Exercise
·
GU PAUL
·30,792 shr
·$66,203
Award
·
HUBER JEFFREY T
·542 shr
Award
·
COOPER KERRY WHORTON
·695 shr
Award
·
HENTGES MARY M.
·626 shr
Award
·
O'KELLY CIARAN
·765 shr
Exercise
·
GU PAUL
·50,000 shr
·$107,500
Exercise
·
MIRGORODSKAYA NATALIA
·3,500 shr
·$4,725
Sell
·
GIROUARD DAVID
·41,667 shr
·$3,470,228
Sell
·
GU PAUL
·72,400 shr
·$5,450,069
Exercise
·
GU PAUL
·72,400 shr
·$84,708
Sell
·
SINGH CASSIDY SUKHINDER
·29,992 shr
·$2,233,278
Exercise
·
SINGH CASSIDY SUKHINDER
·10,000 shr
·$84,100
Sell
·
COOPER KERRY WHORTON
·500 shr
·$37,295
Sell
·
GU PAUL
·87,600 shr
·$6,078,466
Exercise
·
GU PAUL
·87,600 shr
·$102,492
Sell
·
DARLING SCOTT L
·3,000 shr
·$228,514
Sell
·
GU PAUL
·58,786 shr
·$4,463,815
Exercise
·
GU PAUL
·58,786 shr
·$68,780
Sell
·
MIRGORODSKAYA NATALIA
·1,411 shr
·$109,162
Sell
·
GU PAUL
·36,714 shr
·$2,673,757
Exercise
·
GU PAUL
·21,214 shr
·$24,820
Sell
·
DARLING SCOTT L
·6,390 shr
·$446,285
Sell
·
GIROUARD DAVID
·4,374 shr
·$305,248
Sell
·
DATTA SANJAY
·18,619 shr
·$1,300,002
Sell
·
MIRGORODSKAYA NATALIA
·1,511 shr
·$105,546
Sell
·
DATTA SANJAY
·1,500 shr
·$102,840
Sell
·
GU PAUL
·65,000 shr
·$4,327,774
Exercise
·
GU PAUL
·65,000 shr
·$76,050
Sell
·
GIROUARD DAVID
·41,667 shr
·$2,725,423
Sell
·
DATTA SANJAY
·1,500 shr
·$119,310
Sell
·
GIROUARD DAVID
·41,667 shr
·$2,714,455
Sell
·
DATTA SANJAY
·1,500 shr
·$72,990
Sell
·
DARLING SCOTT L
·10,891 shr
·$527,376
Exercise
·
DARLING SCOTT L
·16,019 shr
·$211,771
Sell
·
DATTA SANJAY
·1,500 shr
·$77,550
Sell
·
DATTA SANJAY
·1,500 shr
·$80,715
Sell
·
DARLING SCOTT L
·104,000 shr
·$5,101,519
Exercise
·
DARLING SCOTT L
·95,000 shr
·$1,255,900
Sell
·
GU PAUL
·20,000 shr
·$1,005,134
Exercise
·
GU PAUL
·20,000 shr
·$23,400
Sell
·
DATTA SANJAY
·1,500 shr
·$73,020
Sell
·
MIRGORODSKAYA NATALIA
·5,000 shr
·$240,023
Exercise
·
MIRGORODSKAYA NATALIA
·5,000 shr
·$5,850
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