UNH UnitedHealth Group Incorporated

bullish track record → $316.40 +2.35 (+0.8%) +0.7% since call
Get emailed when UNH changes direction
Mkt Cap $295B P/E 24.5 fwd 16.1 52wk $234.60 - $453.50 3h ago
Insider buying: $32,119,275 bought by 19 insiders (30d)
Est. revisions: -3.4% (1 up, 8 down in 30d)
Next event: Upcoming event (est. 4–6% move)
Factor Model (net -1.5)

Factor Model

net -1.5 3.4 / 10
Est. Revisions
-0.2
Insider Activity
+0.0
Momentum
+0.0
Analyst Rev.
-0.9
Narrative Gap
+0.0

UNH EPS Guidance Slips Despite Insider Buys

Watch: Watch Q1 earnings release and CMS policy updates for clues on recovery potential and EPS outlook.

UnitedHealth's Q1 2026 EPS is expected to fall to $6.61 from $7.20 a year ago, with revenue slightly up at $109.66 billion. Shares climbed 2.6% recently amid heavy insider buying worth over $32 million, signaling confidence despite bearish analyst revisions. Jim Cramer calls the company a 'pristine insurer' and recommends buying at current levels, though he prefers CVS for yield. Analyst EPS estimates have dropped 3.4% recently amid mixed signals.

The EPS decline flags near-term earnings pressure, but robust insider purchases and strong institutional support hint at confidence in the company's long-term trajectory amid industry challenges.

▼ $314.05 2026-04-16

Event Predictions

bearish UNH Q1 2026 earnings on 2026-04-21
2d

UNH earnings likely to disappoint; analyst downgrades and insider selling signal caution

+0.7% $314.05 → $316.40
Thesis

UNH faces a bearish setup into earnings: 8 analyst downgrades vs 1 upgrade (89% bearish), estimates revised down 2.5%, and insiders have sold $179,645 in the past 90 days. The stock is trading at 52w high ($314.05, -0.04% from peak) with a P/E of 23.0, leaving minimal valuation cushion. While sell-the-news probability is moderate at 50%, the intensity of analyst revisions and insider selling suggest earnings will disappoint relative to expectations.

Our Trades

Full track record →
+0.0%

Long Call · The Indexer

UNH: analyst targets imply 34% upside.

0d held
2026-03-25

Evidence

4h ago UnitedHealth Likely To Report Lower Q1 Earnings; These Most Accurate Analysts Revise Forecasts Ahead Of Earnings Call benzinga
16h ago Jim Cramer Expects Strong Earnings Results From UnitedHealth yahoo-finance
Updated Thursday Falling Stock Price, Rising Dividend: UnitedHealth Fits the Dogs of the Dow Profile yahoo-finance
6d ago Insider buy by FLYNN TIMOTHY PATRICK (UNH): $511,575
6d ago Insider buy by FLYNN TIMOTHY PATRICK (UNH): $491,786
6d ago Insider buy by GIL KRISTEN (UNH): $1,003,329
6d ago Insider buy by REX JOHN F (UNH): $4,999,919
6d ago Insider buy by HEMSLEY STEPHEN J (UNH): $25,019,019
7 older signals
6d ago Insider buy by NOSEWORTHY JOHN H (UNH): $93,647
6d ago Patient Opportunity Equity Strategy Remains Firm on Its Thesis for UnitedHealth Group (UNH)
7d ago The Great Rotation: Buy This Sector Before It Comes Back in Style
9d ago Warren Buffett bought 5M UnitedHealth shares as it tanked. A $13B Medicare boosted it. Was he right?
10d ago Did Oscar Health’s CEO Just Cast a $12 Million Vote of Confidence?
11d ago UnitedHealth (UNH) Soars 9.37% on Medicare Reimbursement Rate Jump
11d ago If You Are Buying Into the Comeback Story in UnitedHealth Stock, Buy This ETF Too
Fundamentals & Data ▾
UnitedHealth Group Incorporated Healthcare · Healthcare Plans
Mkt Cap
$295B
P/E
24.5 fwd 16.1
Beta
0.41
Div Yield
272.00%
52w Range
$234.60 - $453.50
Short Interest
17.7M 1.95%
Days to Cover
2.0 +20%
Technicals downtrend
from 52w Hi
0.0%
1w return
+3.1%
Insiders
mixed 0B / 0S
EPS Estimate
$6.61 -3.4% 30d 1up / 8dn
Est. Dispersion
30% 23 analysts
Analyst Target
$360 $278 - $440
Options P/C
0.56 6C / 3P unusual
Insider Cluster
strong buy 5B / 2S (officer)
Fund Convergence
strong Citadel, D.E. Shaw, Elliott, Renaissance, Tiger Global
Financials
Revenue
$113.2B +12% YoY
FCF
$160M
Gross Margin
16%
Op Margin
0%
Momentum: decelerating
Top Holders
Citadel $7.3B
D.E. Shaw $5.2B
Berkshire $1.7B
Elliott $395M
Renaissance $263M
Recent Filings & Data
insider trade 143
net buying · $189,258 sold · $32,119,275 bought
19 insiders · 143 transactions (30d)
Recent transactions
HOOPER MICHELE J. · award
GOTTLIEB SCOTT · award
BAKER CHARLES D · award
GARCIA PAUL REU · award
NOSEWORTHY JOHN H · award
MONTGOMERY RICE VALERIE C · award
GIL KRISTEN · award
MCNABB FREDERICK WILLIAM III · award
FLYNN TIMOTHY PATRICK · award
DEVEYDT WAYNE S · award
HOOPER MICHELE J. · award
GOTTLIEB SCOTT · award
BAKER CHARLES D · award
HEMSLEY STEPHEN J · award
GARCIA PAUL REU · award
ZAETTA CHRISTOPHER R · award
NOEL TIMOTHY JOHN · award
CONWAY PATRICK HUGH M.D. · award
NOSEWORTHY JOHN H · award
MONTGOMERY RICE VALERIE C · award
GIL KRISTEN · award
MCNABB FREDERICK WILLIAM III · award
FLYNN TIMOTHY PATRICK · award
MCSWEENEY ERIN L · award
DEVEYDT WAYNE S · award · $2,500,121
ZAETTA CHRISTOPHER R · award
NOEL TIMOTHY JOHN · award
CONWAY PATRICK HUGH M.D. · award
MCSWEENEY ERIN L · award
ROOS THOMAS E · award
HOOPER MICHELE J. · award
GOTTLIEB SCOTT · award
BAKER CHARLES D · award
GARCIA PAUL REU · award
MONTGOMERY RICE VALERIE C · award
GIL KRISTEN · award
MCNABB FREDERICK WILLIAM III · award
FLYNN TIMOTHY PATRICK · award
NOSEWORTHY JOHN H · award
HEMSLEY STEPHEN J · other
DEVEYDT WAYNE S · award
HOOPER MICHELE J. · award
BAKER CHARLES D · award
HEMSLEY STEPHEN J · award
GARCIA PAUL REU · award
ZAETTA CHRISTOPHER R · award
NOEL TIMOTHY JOHN · award
CONWAY PATRICK HUGH M.D. · award
MONTGOMERY RICE VALERIE C · award
GIL KRISTEN · award
MCNABB FREDERICK WILLIAM III · award
FLYNN TIMOTHY PATRICK · award
MCSWEENEY ERIN L · award
ROOS THOMAS E · award
NOSEWORTHY JOHN H · award
HOOPER MICHELE J. · award
BAKER CHARLES D · award
GARCIA PAUL REU · award
MONTGOMERY RICE VALERIE C · award
GIL KRISTEN · award
MCNABB FREDERICK WILLIAM III · award
FLYNN TIMOTHY PATRICK · award
DEVEYDT WAYNE S · award
HOOPER MICHELE J. · award
BAKER CHARLES D · award
HEMSLEY STEPHEN J · award
GARCIA PAUL REU · award
ZAETTA CHRISTOPHER R · award
NOEL TIMOTHY JOHN · award
CONWAY PATRICK HUGH M.D. · award
MONTGOMERY RICE VALERIE C · award
MCNABB FREDERICK WILLIAM III · award
FLYNN TIMOTHY PATRICK · award
MCSWEENEY ERIN L · award
ROOS THOMAS E · award
NOSEWORTHY JOHN H · award
BAKER CHARLES D · sell · $9,613
DEVEYDT WAYNE S · award
BAKER CHARLES D · award
HEMSLEY STEPHEN J · award
HOOPER MICHELE J. · award
GARCIA PAUL REU · award
MONTGOMERY RICE VALERIE C · award
GIL KRISTEN · award
MCNABB FREDERICK WILLIAM III · award
FLYNN TIMOTHY PATRICK · award
NOSEWORTHY JOHN H · award
HEMSLEY STEPHEN J · award
HOOPER MICHELE J. · award
ZAETTA CHRISTOPHER R · award
NOEL TIMOTHY JOHN · award
CONWAY PATRICK HUGH M.D. · award
FLYNN TIMOTHY PATRICK · award
MCSWEENEY ERIN L · award
ROOS THOMAS E · award
REX JOHN F · award
NOSEWORTHY JOHN H · award
CONWAY PATRICK HUGH M.D. · sell · $179,645
CONWAY PATRICK HUGH M.D. · award
HEMSLEY STEPHEN J · other
HEMSLEY STEPHEN J · buy · $25,019,019
REX JOHN F · buy · $4,999,919
GIL KRISTEN · buy · $1,003,329
FLYNN TIMOTHY PATRICK · buy · $491,786
NOSEWORTHY JOHN H · buy · $93,647
HOOPER MICHELE J. · award
BAKER CHARLES D · award
HEMSLEY STEPHEN J · award
GARCIA PAUL REU · award
MONTGOMERY RICE VALERIE C · award
GIL KRISTEN · award
MCNABB FREDERICK WILLIAM III · award
FLYNN TIMOTHY PATRICK · award
NOSEWORTHY JOHN H · award
HOOPER MICHELE J. · award
BAKER CHARLES D · award
HEMSLEY STEPHEN J · award
CIANFROCCO HEATHER · award
GARCIA PAUL REU · award
ZAETTA CHRISTOPHER R · award
NOEL TIMOTHY JOHN · award
WITTY ANDREW PHILIP · award
MONTGOMERY RICE VALERIE C · award
GIL KRISTEN · award
MCNABB FREDERICK WILLIAM III · award
FLYNN TIMOTHY PATRICK · award
MCSWEENEY ERIN L · award
ROOS THOMAS E · award
REX JOHN F · award
NOSEWORTHY JOHN H · award
CIANFROCCO HEATHER · award
ZAETTA CHRISTOPHER R · award
NOEL TIMOTHY JOHN · award
WITTY ANDREW PHILIP · award
MCSWEENEY ERIN L · award
ROOS THOMAS E · award
REX JOHN F · award
REX JOHN F · exercise · $2,779,171
FLYNN TIMOTHY PATRICK · buy · $511,575
HOOPER MICHELE J. · award
BAKER CHARLES D · award
HEMSLEY STEPHEN J · award
GARCIA PAUL REU · award
ae trade 1
event: +0.7% | 15 signals · latest 4h ago

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