LIFE Ethos Technologies Inc.

bullish track record → $16.00 -0.20 (-1.2%)
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Mkt Cap $1B P/E 14.0 fwd 8.3 52wk $9.45 - $19.00 Earnings 2026-05-06 47d ago
Insider buying: $19,392,240 bought by 24 insiders (30d)
Est. revisions: +0.0%
Backed by structured data (insider trades, analyst ratings, or filings)
Factor Model (net +0.4)

Factor Model

net +0.4 1.2 / 10
Est. Revisions
+0.0
Insider Activity
+0.5
Momentum
+0.0
Analyst Rev.
+0.0
Narrative Gap
+0.0

Ethos beats Q4 by 2%, guides 53% growth

Watch: Q1 results in late May will test whether Ethos can hold the 53% growth rate as it matures. Watch EBITDA conversion — the guidance implies meaningful margin expansion if revenue hits the midpoint.

Ethos Technologies reported Q4 revenue of $110.1 million, edging past estimates by about 2%. The company delivered 65% year-over-year growth. For Q1 2026, management guided to $144-146 million in revenue, implying roughly 53% growth. Full-year 2026 guidance calls for $510-514 million in revenue with adjusted EBITDA between $99-103 million.

The deceleration from 65% to 53% growth is noticeable, but the company is scaling toward profitability with EBITDA margins near 20%. Citi's modest $1 target bump to $16 suggests the beat was solid but not transformative.

Evidence

7d ago Insider buy by SOFINNOVA VENTURE PARTNERS IX, L.P. (LIFE): $6,902,400
7d ago Insider buy by DENYES NANCY (LIFE): $9,276
7d ago Insider buy by SHUKLA SANJAY S (LIFE): $36,140
7d ago Insider buy by COUGHLIN TIMOTHY P (LIFE): $87,500
7d ago Insider buy by SHUKLA SANJAY S (LIFE): $17,646
7d ago Insider buy by SHUKLA SANJAY S (LIFE): $16,703
7d ago Insider buy by SHUKLA SANJAY S (LIFE): $30,224
7d ago Insider buy by SCHIMMEL PAUL R (LIFE): $450,000
7 older signals
7d ago Insider buy by SHUKLA SANJAY S (LIFE): $21,405
7d ago Insider buy by SHUKLA SANJAY S (LIFE): $43,164
7d ago Insider buy by BROADFOOT JILL MARIE (LIFE): $12,980
7d ago Insider buy by SHUKLA SANJAY S (LIFE): $33,806
7d ago Insider buy by MENDLEIN JOHN D (LIFE): $103,247
7d ago Insider buy by SCHIMMEL PAUL R (LIFE): $79,796
7d ago Insider buy by BROADFOOT JILL MARIE (LIFE): $52,855
Fundamentals & Data ▾
Ethos Technologies Inc. Financial Services · Insurance Brokers
Mkt Cap
$1B
P/E
14.0 fwd 8.3
52w Range
$9.45 - $19.00
Short Interest
2.3M 9.9%
Days to Cover
4.3 +413%
Technicals downtrend
from 52w Hi
-1.2%
1w return
+11.3%
Insiders
selling 5B / 9S
EPS Estimate
$0.47 +0.0% 30d 0up / 0dn
Est. Dispersion
13% 4 analysts
Analyst Target
$20 $14 - $31
Insider Cluster
strong buy 6B / 9S (officer)
Financials
Revenue
$110M
Gross Margin
98%
Op Margin
22%
Recent Filings & Data
insider trade 100
net buying · $4,663,907 sold · $19,392,240 bought
24 insiders · 100 transactions (30d)
Recent transactions
DENYES NANCY · buy · $9,276
SHUKLA SANJAY S · buy · $36,140
COUGHLIN TIMOTHY P · buy · $87,500
BROADFOOT JILL MARIE · sell · $2,687
BROADFOOT JILL MARIE · other
SHUKLA SANJAY S · other
DENYES NANCY · other
SHUKLA SANJAY S · buy · $17,646
SHUKLA SANJAY S · buy · $16,703
SHUKLA SANJAY S · buy · $30,224
COUGHLIN TIMOTHY P · other
SCHIMMEL PAUL R · buy · $450,000
CLARKE JOHN K. · other
SCHIMMEL PAUL R · other
COUGHLIN TIMOTHY P · other
ZAKNOEN SARA · other
GROSS JANE A · other
LUCAS SVETLANA · other
BROADFOOT JILL MARIE · sell · $3,696
SHUKLA SANJAY S · buy · $21,405
SHUKLA SANJAY S · buy · $43,164
BROADFOOT JILL MARIE · buy · $12,980
SHUKLA SANJAY S · buy · $33,806
SHUKLA SANJAY S · buy · $21,438
SCHIMMEL PAUL R · buy · $2,555,000
SCHIMMEL PAUL R · other
CLARKE JOHN K. · sell · $10,850
SCHIMMEL PAUL R · buy · $199,000
SHUKLA SANJAY S · buy · $40,100
BROADFOOT JILL MARIE · sell · $2,987
SHUKLA SANJAY S · sell · $5,959
BROADFOOT JILL MARIE · other
SHUKLA SANJAY S · other
CLARKE JOHN K. · sell · $29,513
CLARKE JOHN K. · sell · $31,701
BROADFOOT JILL MARIE · buy · $7,807
SHUKLA SANJAY S · buy · $25,620
SCHIMMEL PAUL R · sell · $30,739
DENYES NANCY · sell · $1,166
DENYES NANCY · other
SCHIMMEL PAUL R · buy · $1,079,500
BROADFOOT JILL MARIE · sell · $1,511
SHUKLA SANJAY S · sell · $3,002
BROADFOOT JILL MARIE · other
SHUKLA SANJAY S · other
KRUEGER NANCY · sell · $2,093
KRUEGER NANCY · other
SCHIMMEL PAUL R · award · $1,000,000
MENDLEIN JOHN D · buy · $103,247
SCHIMMEL PAUL R · buy · $79,796
BROADFOOT JILL MARIE · buy · $52,855
BROADFOOT JILL MARIE · buy · $19,055
SCHIMMEL PAUL R · buy · $31,461
SCHIMMEL PAUL R · buy · $121,573
AMANULLAH ASHRAF · other
SCHIMMEL PAUL R · buy · $149,445
ECOR1 CAPITAL FUND QUALIFIED L P · sell · $4,471,994
BLAKE JOHN T · sell · $4,767
AMANULLAH ASHRAF · sell · $4,767
BLAKE JOHN T · other
AMANULLAH ASHRAF · other
ECOR1 CAPITAL FUND QUALIFIED L P · sell · $56,475
ECOR1 CAPITAL FUND QUALIFIED L P · buy · $143,333
SCHIMMEL PAUL R · buy · $249,990
MENDLEIN JOHN D · buy · $100,000
MENDLEIN JOHN D · buy · $372
MENDLEIN JOHN D · buy · $7,656
SCHIMMEL PAUL R · buy · $56,928
AMANULLAH ASHRAF · buy · $24,749
MENDLEIN JOHN D · buy · $151,662
SCHIMMEL PAUL R · buy · $123,885
SCHIMMEL PAUL R · other
MATSUOKA GROVE · buy · $37,729
SCHIMMEL PAUL R · buy · $276,934
SCHIMMEL PAUL R · buy · $37,865
SCHIMMEL PAUL R · buy · $33,901
SCHIMMEL PAUL R · buy · $116,535
SCHIMMEL PAUL R · buy · $116,534
SCHIMMEL PAUL R · buy · $273,649
SCHIMMEL PAUL R · buy · $127,584
SCHIMMEL PAUL R · buy · $80,000
SCHIMMEL PAUL R · buy · $88,118
MENDLEIN JOHN D · buy · $8,875
MENDLEIN JOHN D · buy · $8,800
SCHIMMEL PAUL R · other
CLARKE JOHN K. · exercise
SCHIMMEL PAUL R · exercise
MENDLEIN JOHN D · exercise
FLYNN JAMES E · buy · $700,000
FLYNN JAMES E · exercise
AKKARAJU SRINIVAS · buy · $4,480,000
AKKARAJU SRINIVAS · exercise
ALTA PARTNERS VIII, L.P. · exercise
POLARIS VENTURE MANAGEMENT CO V L L C · exercise
DP VIII ASSOCIATES L P · exercise
NASHAT AMIR H. · exercise
SOFINNOVA VENTURE PARTNERS IX, L.P. · buy · $6,902,400
SOFINNOVA VENTURE PARTNERS IX, L.P. · other
CHP II, L.P. · exercise
DOMAIN PARTNERS VIII, L.P. · exercise
15 signals · latest 7d ago

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