HIPO Earnings
Thursday, Apr 30 2026
EPS Estimate
$0.22
$0.08 – $0.37
Revenue Estimate
$127M
Current Price
$28.70
Our Position
bullishHippo swings to $58M profit, guides growth ahead
structured data
This isn't just a bounce—it's a strategic pivot from chasing volume in a burned-out homeowners market to harvesting margin in commercial lines. The shift signals management has learned from past underwriting losses and is now prioritizing rate adequacy over growth, which should translate into durable profitability if execution matches guidance. 2026 expectations assume continued commercial momentum and successful homeowners relaunch, both meaningful bets.
Watch: Q1 2026 results will reveal whether commercial growth sustains and whether the new homeowners product attracts customers without dragging back into the underwriting losses that nearly sank the company. Any slip in combined ratios or slower-than-guided commercial growth would signal the turnaround is fragile.
Data Signal Summary
1 bullish
3 bearish
Estimates down -48%
Insider selling cluster
Put/call 0.6 (bullish skew)
Price downtrend
Key Context
Insider Activity
selling
Price Trend
downtrend
From 52w High
-0.7%
P/E Ratio
12.0
Est. Revisions (30d)
-48.2% 0up/0dn
Analyst Target (mean)
$38 $30–$45 +32%
Options P/C Ratio
0.62
Est. Dispersion
132% 3 analysts
Insider Cluster
strong sell (officer)
Fund Convergence
strong Renaissance, Citadel, Two Sigma
Recent Activity
insider trades
75 transactions
Sell
·
MCCATHRON RICHARD LYN (Chief Executive Officer)
·5,000 shares
·$129,300
Award
·
MCCATHRON RICHARD LYN (Chief Executive Officer)
·189,532 shares
Award
·
OSTERGAARD TORBEN (Officer)
·24,684 shares
Award
·
STIENSTRA MICHAEL (Officer)
·24,684 shares
Award
·
ZELTSER GUY (Chief Financial Officer)
·61,707 shares
70 more
Sell
·
OSTERGAARD TORBEN
·600 shr
·$18,266
Sell
·
OSTERGAARD TORBEN
·6,105 shr
·$174,391
Sell
·
MCCATHRON RICHARD LYN
·5,000 shr
·$145,700
Sell
·
MCCATHRON RICHARD LYN
·5,000 shr
·$157,600
Sell
·
STIENSTRA MICHAEL
·3,900 shr
·$121,366
Other
·
NICHOLS JOHN DRAKE JR.
·4,935 shr
Sell
·
MCCATHRON RICHARD LYN
·5,000 shr
·$149,100
Sell
·
OSTERGAARD TORBEN
·3,645 shr
·$116,592
Sell
·
ZELTSER GUY
·1,819 shr
·$58,494
Buy
·
ZELTSER GUY
·665 shr
·$20,868
Award
·
HAY LAURA J
·2,502 shr
Award
·
HOLLIDAY SUSAN CLAIRE
·2,502 shr
Sell
·
ZELTSER GUY
·5,177 shr
·$194,032
Sell
·
MCCATHRON RICHARD LYN
·2,725 shr
·$92,969
Sell
·
MCCATHRON RICHARD LYN
·2,275 shr
·$77,351
Sell
·
LEN FW INVESTOR LLC
·514,309 shr
·$14,488,085
Sell
·
OSTERGAARD TORBEN
·2,444 shr
·$73,198
Sell
·
OSTERGAARD TORBEN
·4,889 shr
·$120,317
Award
·
FRATER HUGH R
·10,539 shr
·$141,254
Award
·
WIJNBERG SANDRA S
·10,539 shr
·$141,254
Award
·
NICHOLS JOHN DRAKE JR.
·10,539 shr
·$141,254
Award
·
FOUCHE LORI DICKERSON
·10,539 shr
·$141,254
Award
·
LANDMAN SAM
·10,539 shr
·$141,254
Award
·
FEDER ERIC
·10,539 shr
·$141,254
Award
·
SCHAAF MARK
·10,539 shr
·$141,254
Award
·
ZELTSER GUY
·2,276 shr
·$50,300
Sell
·
WAND ASSAF
·12,250 shr
·$306,701
Award
·
MCCATHRON RICHARD LYN
·168,977 shr
Award
·
ELLIS STEWART
·42,794 shr
Award
·
OSTERGAARD TORBEN
·23,965 shr
Award
·
STIENSTRA MICHAEL
·23,965 shr
Sell
·
WAND ASSAF
·12,250 shr
·$354,045
Sell
·
STIENSTRA MICHAEL
·2,329 shr
·$69,913
Sell
·
OSTERGAARD TORBEN
·40,431 shr
·$1,219,611
Sell
·
WAND ASSAF
·12,250 shr
·$327,799
Sell
·
OSTERGAARD TORBEN
·3,022 shr
·$82,359
Sell
·
OSTERGAARD TORBEN
·3,022 shr
·$77,872
Sell
·
ELLIS STEWART
·10,000 shr
·$263,416
Sell
·
WAND ASSAF
·12,250 shr
·$318,772
Sell
·
OSTERGAARD TORBEN
·3,022 shr
·$78,297
Sell
·
ELLIS STEWART
·12,000 shr
·$310,958
Sell
·
OSTERGAARD TORBEN
·2,092 shr
·$55,360
Sell
·
WAND ASSAF
·12,250 shr
·$387,951
Sell
·
MCCATHRON RICHARD LYN
·15,000 shr
·$452,431
Sell
·
STIENSTRA MICHAEL
·2,448 shr
·$69,477
Sell
·
MCCATHRON RICHARD LYN
·10,000 shr
·$255,547
Sell
·
STIENSTRA MICHAEL
·855 shr
·$21,845
Sell
·
BADIA ANIRUDH
·2,552 shr
·$62,495
Sell
·
WAND ASSAF
·12,250 shr
·$254,902
Sell
·
WAND ASSAF
·12,250 shr
·$198,383
Sell
·
BADIA ANIRUDH
·2,035 shr
·$38,807
Sell
·
HARRY YUVAL
·18,925 shr
·$349,911
Award
·
WIJNBERG SANDRA S
·400 shr
·$6,412
Award
·
LANDMAN SAM
·400 shr
·$6,412
Award
·
FRATER HUGH R
·400 shr
·$6,412
Award
·
FOUCHE LORI DICKERSON
·400 shr
·$6,412
Award
·
FEDER ERIC
·400 shr
·$6,412
Sell
·
ELLIS STEWART
·3,000 shr
·$47,940
Award
·
FRATER HUGH R
·11,971 shr
·$109,394
Award
·
WIJNBERG SANDRA S
·11,971 shr
·$109,394
Award
·
NICHOLS JOHN DRAKE JR.
·11,971 shr
·$109,394
Award
·
FOUCHE LORI DICKERSON
·11,971 shr
·$109,394
Award
·
LANDMAN SAM
·11,971 shr
·$109,394
Award
·
FEDER ERIC
·11,971 shr
·$109,394
Award
·
SCHAAF MARK
·11,365 shr
·$98,650
Sell
·
HARRY YUVAL
·14,995 shr
·$272,315
Award
·
ELLIS STEWART
·2,941 shr
·$54,114
Award
·
BADIA ANIRUDH
·2,941 shr
·$54,114
Sell
·
HARRY YUVAL
·1,192 shr
·$22,064
Sell
·
MCCATHRON RICHARD LYN
·5,000 shr
·$130,250
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