PYPL PayPal Holdings, Inc.

bearish · high conviction 1/2 shifts correct ↓ $45.19 +0.44 (+1.0%)
Mkt Cap $39B P/E 8.3 fwd 7.6 52wk $38.46 - $79.50 7d ago
Insider selling: $183,944 sold by 11 insiders (30d)
Est. revisions: -4.2% (1 up, 27 down in 30d)
Factor Model (net -2.5)

Factor Model

net -2.5 5.8 / 10
Est. Revisions
-0.3
Insider Activity
+0.0
Momentum
-0.8
Analyst Rev.
-1.0
Narrative Gap
+0.0

PayPal shares drop 20% as CEO departs

Watch: Q2 earnings will test if AI cost savings and strategic shifts can stabilize or reverse recent declines.

PayPal's stock plunged over 20% in Q1 2026 amid weak earnings, lowered guidance, and CEO turnover in February. Competition from Apple Pay and Stripe intensified margin pressure. Despite bearish analyst consensus and insider selling, a bullish Reddit investor expects 30% AI-driven cost cuts. Shares closed at $45.85 with a 52-week loss of 24%, trading near historic lows on decelerating revenue and earnings.

The steep decline and leadership change signal worsening operational challenges, but AI-driven efficiencies and strong free cash flow may offer a turnaround catalyst amid intense competition.

Evidence

14h ago Unpopular opinion on our dear pypl!!! reddit-stocks
7d ago Leadership Change Weighs on PayPal Holdings’ (PYPL) Q1 Performance yahoo-finance
8d ago Paypal bagholder reddit-stocks
13d ago 3 New Ways to Profit From the $300 Billion Stablecoin Boom yahoo-finance
13d ago Canaccord Genuity main PYPL: Hold → Hold
13d ago Why I think PayPal will 10x (minimum) reddit-investing
13d ago Is Paypal dead or worth a look at $43.8? Acquisition, selling parts of it's business? There seems to be little downside risk at this range and a 7 PE reddit-investing
19d ago Earnings Not Enough To Impress Investors As PayPal (PYPL) Continues Downslide yahoo-finance
7 older signals
20d ago What Could This Step Mean For PayPal Holdings Inc (PYPL) Stock?
20d ago Anthropic debuts Claude for Small Business as it continues its enterprise software push
21d ago Truist Securities main PYPL: Sell → Sell
23d ago Here’s What You Need to Know About ​PayPal Holdings’ (PYPL) Q1 2026 Earnings
23d ago PayPal Faces a Brutal Reality: 3 Real Problems Hurting the Stock Now
24d ago Layoffs Accelerate in May 2026 as Firms Restructure Around AI
26d ago Macquarie down PYPL: Outperform → Neutral
Fundamentals & Data ▾
PayPal Holdings, Inc. Financial Services · Credit Services
Mkt Cap
$39B
P/E
8.3 fwd 7.6
Beta
1.40
Div Yield
127.00%
52w Range
$38.46 - $79.50
Short Interest
42.8M 5.41%
Days to Cover
3.3 -7%
Technicals downtrend
vs 20d MA
-1.5%
from 52w Hi
-13.0%
Vol (20d)
29%
1w return
+1.0%
1m return
-12.2%
Vol ratio
0.9x
Insiders
selling 0B / 3S
Analysts
bearish 1 up / 2 down
EPS Estimate
$1.28 -4.2% 30d 1up / 27dn
Est. Dispersion
19% 35 analysts
Analyst Target
$51 $32 - $147
Options P/C
0.31
Fund Convergence
strong Citadel, Bridgewater, Coatue, Two Sigma, Renaissance
Financials
Revenue
$8.4B +7% YoY
FCF
$903M
Gross Margin
46%
Op Margin
19%
Momentum: decelerating
Top Holders
Citadel $1.1B
Bridgewater $194M
Coatue $99M
Two Sigma $22M
Renaissance $9M
Recent Filings & Data
insider trade 11
net selling · $183,944 sold
11 insiders · 11 transactions (30d)
Recent transactions
YEARY FRANK D · award
HENRY ALYSSA · award
STANLEY DEIRDRE · award
DORMAN DAVID WYATT · award
MOFFETT DAVID M · award
CHRISTODORO JONATHAN · award
SARNOFF ANN M · award
KEREERE SUZAN · sell · $183,944
MESSEMER DEBORAH M · award
DI SIBIO CARMINE · award
CHIK JOY · award
analyst rating 1
Macquarie down → Neutral 26d ago
Track Record (1/2 correct) ▾

Direction History

1/2 correct at 5 days
2026-04-20 bearish -3.3% ✓
2026-04-16 bullish -0.1% ✗
Full track record across all stocks →
15 signals · latest 14h ago

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