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Insider selling: $494,831,390 sold by 16 insiders (30d)
Est. revisions:
+1.6%
(3 up, 6 down in 30d)
Factor Model (net -0.5)
Factor Model
net -0.5 1.6 / 10
Est. Revisions
+0.1
Insider Activity
+0.0
Momentum
+0.0
Analyst Rev.
-0.6
Narrative Gap
+0.0
Record Profit, 53% Growth, AI Insurance Launch
Watch: Watch whether Q1 2026 guidance signals confidence in reaching full-year profitability or EBITDA breakeven — that will determine if this was a seasonal beat or a real inflection. Track in-force premium growth and loss ratios alongside autonomous vehicle adoption rates to confirm the underwriting margin expansion holds.
Lemonade crushed Q4 2025 with 53% revenue growth to $228M and record gross profit of $111M, a 73% jump year-over-year. The bigger story: the company narrowed adjusted EBITDA losses to just $5M — nearly breakeven — while in-force premiums grew 31% to $1.24B. The company also launched Lemonade Autonomous Car, an AI-driven telematics product that prices miles at roughly 50% of human-driven rates, positioning itself ahead of the autonomous vehicle insurance wave.
Lemonade is moving from growth-at-all-costs to profitable growth, a structural shift for a fintech insurer. Breaking even on an adjusted EBITDA basis while scaling premiums signals the underwriting model is maturing and unit economics are tightening. The autonomous vehicle play isn't hypothetical — it's live with pricing already baked in, giving Lemonade optionality if autonomous adoption accelerates faster than consensus expects.
Evidence
Updated Thursday
Jim Cramer Recommends a Couple Other Companies Over CCC Intelligent Solutions
yahoo-finance
5d ago
Insider buy by ANGELIDIS SMITH MARIA (LMND): $485,478
5d ago
Insider sell by SCHREIBER DANIEL A (LMND): $11,996,452
5d ago
Insider sell by SOFTBANK GROUP CAPITAL LTD (LMND): $28,843,058
5d ago
Insider sell by SB INVESTMENT ADVISERS UK LIMITED (LMND): $28,843,058
5d ago
Insider sell by SOFTBANK GROUP CAPITAL LTD (LMND): $30,310,971
5d ago
Insider sell by SB INVESTMENT ADVISERS UK LIMITED (LMND): $30,310,971
5d ago
Insider sell by SOFTBANK GROUP CORPORATION (LMND): $22,434,473
7 older signals
5d ago
Insider sell by SOFTBANK GROUP CAPITAL LTD (LMND): $22,434,473
5d ago
Insider sell by SB INVESTMENT ADVISERS UK LIMITED (LMND): $22,434,473
5d ago
Insider sell by SOFTBANK GROUP CORPORATION (LMND): $12,738,009
5d ago
Insider sell by SOFTBANK GROUP CAPITAL LTD (LMND): $12,738,009
5d ago
Insider sell by SB INVESTMENT ADVISERS UK LIMITED (LMND): $12,738,009
5d ago
Insider sell by SOFTBANK GROUP CORPORATION (LMND): $56,040,989
5d ago
Insider sell by SOFTBANK GROUP CAPITAL LTD (LMND): $56,040,989
Fundamentals & Data ▾
Lemonade, Inc.
Financial Services · Insurance - Property & Casualty
Mkt Cap
$4B
Beta
2.04
52w Range
$25.07 - $99.90
Short Interest
11.0M 18.81%
Days to Cover
5.3 -10%
Technicals
downtrend
from 52w Hi
0.0%
1w return
+30.3%
Insiders
selling
1B / 9S
EPS Estimate
$-0.57
+1.6% 30d
3up / 6dn
Est. Dispersion
23%
10 analysts
Analyst Target
$65
$33 - $98
Options P/C
0.61
1C / 1P unusual
Insider Cluster
strong buy
2B / 6S (officer)
Fund Convergence
strong
Citadel, Two Sigma, Bridgewater
Financials
Revenue
$228M +53% YoY
FCF
$18M
Momentum:
decelerating
Top Holders
Citadel
$161M
Two Sigma
$25M
Bridgewater
$5M
Recent Filings & Data
insider trade
126
net selling
· $494,831,390 sold
· $1,797,573 bought
16 insiders · 126 transactions (30d)
Recent transactions
SCHREIBER DANIEL A · award
WININGER SHAI · award
ANGELIDIS SMITH MARIA · award · $485,478
ANGELIDIS SMITH MARIA · buy · $485,478
ECKSTEIN ADINA · award
PROSOR MAYA · award
PETERS JOHN SHELDON · sell · $276,340
BIXBY TIMOTHY E · sell · $107,006
PROSOR MAYA · sell · $11,177
PETERS JOHN SHELDON · exercise · $137,520
SCHREIBER DANIEL A · sell · $902,056
SCHREIBER DANIEL A · sell · $11,996,452
PETERS JOHN SHELDON · sell · $810,000
PETERS JOHN SHELDON · exercise · $97,084
PETERS JOHN SHELDON · sell · $800,000
ECKSTEIN ADINA · sell · $666,384
SCHWARTZ DEBRA · sell · $351,078
PETERS JOHN SHELDON · sell · $287,874
ECKSTEIN ADINA · sell · $642,627
ECKSTEIN ADINA · sell · $5,536,946
ECKSTEIN ADINA · exercise · $1,769,770
PETERS JOHN SHELDON · sell · $387,736
BIXBY TIMOTHY E · sell · $208,182
PROSOR MAYA · sell · $14,403
PETERS JOHN SHELDON · sell · $1,655,740
BIXBY TIMOTHY E · sell · $2,265,300
SCHREIBER DANIEL A · other
ECKSTEIN ADINA · sell · $3,387,864
ECKSTEIN ADINA · exercise · $1,257,772
BIXBY TIMOTHY E · other
RATANCHANDANI PRASHANT · award
SEELEY GEOFF · award
EISENBERG MICHAEL A · other
BIXBY TIMOTHY E · sell · $146,288
PETERS JOHN SHELDON · sell · $136,824
PROSOR MAYA · sell · $14,196
ECKSTEIN ADINA · award
PETERS JOHN SHELDON · sell · $2,289,300
PETERS JOHN SHELDON · exercise · $442,980
ECKSTEIN ADINA · sell · $290,000
ECKSTEIN ADINA · exercise · $122,350
PETERS JOHN SHELDON · other
ECKSTEIN ADINA · sell · $265,000
ECKSTEIN ADINA · sell · $245,000
ECKSTEIN ADINA · exercise · $118,450
BIXBY TIMOTHY E · sell · $297,700
BIXBY TIMOTHY E · exercise · $165,830
BIXBY TIMOTHY E · sell · $190,800
BIXBY TIMOTHY E · exercise · $118,450
BIXBY TIMOTHY E · sell · $466,400
BIXBY TIMOTHY E · exercise · $260,590
BIXBY TIMOTHY E · sell · $469,590
BIXBY TIMOTHY E · sell · $476,960
PETERS JOHN SHELDON · sell · $294,435
PETERS JOHN SHELDON · exercise · $34,416
ECKSTEIN ADINA · sell · $225,000
BIXBY TIMOTHY E · sell · $460,300
BIXBY TIMOTHY E · sell · $255,000
BIXBY TIMOTHY E · exercise · $142,140
SCHWARTZ DEBRA · award
HAJ-YEHIA SAMER · award
ANGELIDIS SMITH MARIA · award
BIXBY TIMOTHY E · sell · $201,500
BIXBY TIMOTHY E · sell · $187,500
BIXBY TIMOTHY E · sell · $67,539
PETERS JOHN SHELDON · sell · $52,664
PROSOR MAYA · sell · $8,883
SOFTBANK GROUP CAPITAL LTD · sell · $28,843,058
SB INVESTMENT ADVISERS UK LIMITED · sell · $28,843,058
SOFTBANK GROUP CAPITAL LTD · sell · $30,310,971
SB INVESTMENT ADVISERS UK LIMITED · sell · $30,310,971
SOFTBANK GROUP CORPORATION · sell · $9,844,883
SOFTBANK GROUP CAPITAL LTD · sell · $9,844,883
SB INVESTMENT ADVISERS UK LIMITED · sell · $9,844,883
SOFTBANK GROUP CORPORATION · sell · $22,434,473
SOFTBANK GROUP CAPITAL LTD · sell · $22,434,473
SB INVESTMENT ADVISERS UK LIMITED · sell · $22,434,473
SOFTBANK GROUP CORPORATION · sell · $12,738,009
SOFTBANK GROUP CAPITAL LTD · sell · $12,738,009
SB INVESTMENT ADVISERS UK LIMITED · sell · $12,738,009
SOFTBANK GROUP CORPORATION · sell · $414,534
SOFTBANK GROUP CAPITAL LTD · sell · $414,534
SB INVESTMENT ADVISERS UK LIMITED · sell · $414,534
SOFTBANK GROUP CORPORATION · sell · $15,000
SOFTBANK GROUP CAPITAL LTD · sell · $15,000
SB INVESTMENT ADVISERS UK LIMITED · sell · $15,000
PETERS JOHN SHELDON · exercise · $53,000
SOFTBANK GROUP CORPORATION · sell · $1,569,301
SOFTBANK GROUP CAPITAL LTD · sell · $1,569,301
SB INVESTMENT ADVISERS UK LIMITED · sell · $1,569,301
SOFTBANK GROUP CORPORATION · sell · $7,584,667
SOFTBANK GROUP CAPITAL LTD · sell · $7,584,667
SB INVESTMENT ADVISERS UK LIMITED · sell · $7,584,667
BIXBY TIMOTHY E · sell · $210,951
PETERS JOHN SHELDON · sell · $64,167
PROSOR MAYA · sell · $10,982
PETERS JOHN SHELDON · exercise · $105,600
PETERS JOHN SHELDON · sell · $1,120,850
SOFTBANK GROUP CORPORATION · sell · $304,052
SOFTBANK GROUP CAPITAL LTD · sell · $304,052
SB INVESTMENT ADVISERS UK LIMITED · sell · $304,052
SOFTBANK GROUP CORPORATION · sell · $56,040,989
SOFTBANK GROUP CAPITAL LTD · sell · $56,040,989
SB INVESTMENT ADVISERS UK LIMITED · sell · $56,040,989
EISENBERG MICHAEL A · sell · $481,800
PETERS JOHN SHELDON · sell · $81,445
PROSOR MAYA · sell · $13,832
ECKSTEIN ADINA · sell · $2,127,960
ECKSTEIN ADINA · exercise · $1,156,602
PROSOR MAYA · sell · $1,500,000
ANGELIDIS SMITH MARIA · buy · $1,007,445
PROSOR MAYA · sell · $600,000
ANGELIDIS SMITH MARIA · award
ANGELIDIS SMITH MARIA · award · $174,995
BIXBY TIMOTHY E · sell · $37,392
PETERS JOHN SHELDON · sell · $29,145
PROSOR MAYA · sell · $4,955
NYATTA MWASHUMA KAMATA · award · $150,004
PETERS JOHN SHELDON · award
ECKSTEIN ADINA · award
SCHWARTZ DEBRA · award
HAJ-YEHIA SAMER · award
BIXBY TIMOTHY E · buy · $304,650
BIXBY TIMOTHY E · sell · $33,294
PETERS JOHN SHELDON · sell · $16,447
PROSOR MAYA · sell · $4,344
15 signals · latest Updated Thursday
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