JRVR James River Group Holdings, Inc.

bullish track record → $6.49 +0.04 (+0.6%)
Get emailed when JRVR changes direction
Mkt Cap $291M P/E 7.5 fwd 5.1 52wk $4.09 - $7.20 Earnings 2026-05-04 45d ago
Insider buying: $827,644 bought by 18 insiders (30d)
Est. revisions: -1.2%
Backed by structured data (insider trades, analyst ratings, or filings)
Factor Model (net -0.2)

Factor Model

net -0.2 1.7 / 10
Est. Revisions
-0.1
Insider Activity
+0.0
Momentum
+0.0
Analyst Rev.
+0.0
Narrative Gap
+0.0

Turned $81M loss into $47M profit

Watch: Watch whether the 96.6% combined ratio holds as the company scales — average policy size dropped 9.6% in Q4, suggesting a shift toward smaller accounts that could pressure margins if not managed carefully.

James River Group Holdings swung to a $47.4 million net income in 2025, erasing an $81.1 million loss from the prior year. The combined ratio improved dramatically to 96.6% from 117.6%, driven by operational efficiencies and the company's redomicile. Tangible book value per share jumped 34% to $8.94, while the expense ratio dropped over 1 percentage point year-over-year.

This is a fundamental turnaround in profitability for a specialty insurer that was bleeding capital just a year ago. The sub-100 combined ratio signals underwriting discipline is finally working, and the book value surge rebuilds the equity cushion for future growth.

Evidence

6d ago Insider buy by D'ORAZIO FRANK N (JRVR): $474,560
6d ago Insider buy by LASALA CHRISTINE (JRVR): $152,210
6d ago Insider buy by MIGLIORATO PETER B (JRVR): $101,077
6d ago Insider buy by SUTHERLAND TODD RANDELL (JRVR): $99,797
47d ago James River Gr Hldgs Reports Q4 2025 Results: Full Earnings Call Transcript benzinga
Fundamentals & Data ▾
James River Group Holdings, Inc. Financial Services · Insurance - Specialty
Mkt Cap
$291M
P/E
7.5 fwd 5.1
Beta
-0.01
Div Yield
65.00%
52w Range
$4.09 - $7.20
Short Interest
1.2M 5.77%
Days to Cover
4.3 -4%
Technicals downtrend
from 52w Hi
0.0%
1w return
+4.7%
Insiders
buying 4B / 0S
EPS Estimate
$0.27 -1.2% 30d 0up / 0dn
Est. Dispersion
31% 3 analysts
Analyst Target
$8 $7 - $8
Options P/C
0.07
Insider Cluster
strong buy 4B / 0S (officer)
Financials
Revenue
$168M +32% YoY
FCF
$-29M
Momentum: decelerating
Recent Filings & Data
insider trade 38
net buying · $827,644 bought
18 insiders · 38 transactions (30d)
Recent transactions
CAVANESS JOEL D · award
DORAN SARAH C. · award
MIGLIORATO PETER B · award
HOFFMANN MICHAEL J · award
MILLER JEANETTE L · award
LANGWELL DENNIS J · award
MCCOY JAMES PAUL · award
LASALA CHRISTINE · award
SUTHERLAND TODD RANDELL · award
GOULD KIRSTIN M. · award
CROW MICHAEL E · award
D ORAZIO FRANK N · award
BROWN THOMAS LYNN · award
DORAN SARAH C. · award
HOFFMANN MICHAEL J · award
MILLER JEANETTE L · award
D ORAZIO FRANK N · award
SUTHERLAND TODD RANDELL · other
CAVANESS JOEL D · other
SUTHERLAND TODD RANDELL · buy · $99,797
MIGLIORATO PETER B · buy · $101,077
LASALA CHRISTINE · buy · $152,210
D'ORAZIO FRANK N · buy · $474,560
SCHMITZER RICHARD · other
DORAN SARAH C. · other
MIGLIORATO PETER B · other
HOFFMANN MICHAEL J · other
MILLER JEANETTE L · other
D'ORAZIO FRANK N · other
LANGWELL DENNIS J · other
BOWMAN WILLIAM K · other
MCCOY JAMES PAUL · other
LASALA CHRISTINE · other
GOULD KIRSTIN M. · other
BROWN THOMAS LYNN · other
GALLATIN POINT CAPITAL LLC · exercise · $37,500,000
BOTEIN MATTHEW B · exercise · $37,500,000
LASALA CHRISTINE · other
5 signals · latest 6d ago

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